Territory Manager

Watu Credit Ltd

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Nairobi, Nairobi County, ke on site Until 8/22/2026 First posted March 27, 2025 Last posted March 27, 2025
Job description

Our Purpose:
At Watu Africa, we empower entrepreneurs.
WATU is a mission-driven, customer-centric company that believes everyone who wishes to become an entrepreneur deserves an opportunity to start, grow and achieve their goals in life. As Africa’s fastest-growing Asset Finance company, we see the continent’s bright and prosperous future and want to be part of the team transforming it into reality. Our vision is to provide asset financing services for mobility assets (motorcycles, three-wheelers, and vehicles) and phones to ambitious individuals who believe that, when provided with the right tools, they can fulfill their dreams as entrepreneurs and prosper in life while supporting the needs of their families and community. We, therefore, have a commitment to Empower Entrepreneurs by providing the means needed to move and improve in their lives.

What you will do:

  • Coordinate all recovery operations in the assigned territory as aligned with recovery targets
  • Leverage on available data on territory performance as per all performance metrics to identify risk areas
  • Advice on difficult repossession cases to support closure
  • Maintain the Repossession List at acceptable level by ensuring that the Recovery Managers assign  the bikes to the relevant Recovery Offices without delay.
  • Approve all  the recovery costs incurred during recovery and transfer of assets which will include Petty Cash and EER
  • Attend to escalations to ensure Recovery Managers and Officers are fully supported in their recovery efforts
  • Create a professional working relationship with both internal and external  stakeholders for the purpose of getting assistance when necessary, in the course of work
  • Monitor the recovery budget vs actual on a monthly basis for the relevant area.
  • Coordinate documentation management for assigned region to ensure full compliance with all relevant documentations policies and guidelines
  • Monitor Territory compliance levels against all guidelines and policies to manage risks
  • Coordinate people management processes in assigned territory which will include performance management, training, coaching, safety, and employee relations, in consultation and with support from HR
  • Identify and recommend new ways of working to continuously improve efficiency, productivity and both our internal and external customer experience
  • Cascade communication on any changes in policies, schedules and product knowledge to the team.

What we are looking for:

  • Bachelor's Degree in a Business-related field.
  • At least 5 years of relevant experience with 2 years at supervisor level
  • Must have a valid motorcycle license and must have at least 1 year riding experience

Only shortlisted candidates will be contacted.

About this role

Summary

Manage recovery operations, coordinate teams, monitor risks, and ensure compliance in Nairobi territory.

Job title

Territory Manager

Experience level

5+ years

Industry

finance

Location requirements

Nairobi, Kenya; remote work not specified

Salary

Not specified

Management role

Yes

Skills & keywords

Required skills

business degreemotorcycle licenseteam managementrisk assessment

Preferred skills

None specified

Specializations

recovery operationsstakeholder managementrisk managementteam coordination
Locations

Structured locations inferred from the posting.

Nairobi, Kenya

On-site City