Software Engineer

New York on site Until 8/23/2026 4+ years exp First posted March 18, 2026 Last posted March 18, 2026
Job description

Highbeam is building the future of business banking and cash management.

Our platform combines AI agents, automated financial workflows, and integrated financial products that save brands time and money.

Customers have generated billions in sales and include well-known brands such as Cuts, Tushy, NYON, Sabah, Still Here, Alice Mushrooms, Original Grain, birddogs, and more.

Our team includes alumni of Shopify, Square, Toast, Rippling, and McKinsey.

We’ve raised $42M in equity from Acrew, FirstMark, Mayfield, and Two Sigma Ventures.

About this role

We’re looking for software engineers to join us in building the future of business banking and cash management. You’ll work closely with other engineers, product, and design to design, build, and iterate on core products used by businesses every day.

You’ll own projects end-to-end: from scoping to building, testing, shipping, and refining based on real-world feedback.

Our stack: Kotlin, TypeScript / React, PostgreSQL, Google Cloud. Check out our open-source Kotlin toolkit Kairo.

On AI use

A strong Highbeam engineer uses AI as a powerful tool — for exploration, design, and implementation — while maintaining full ownership of the outcome. AI can accelerate thinking and execution, but it does not replace judgment, taste, or accountability.

We expect engineers to use AI extensively and still care deeply about code quality. That means reviewing outputs carefully, refining them, understanding the trade-offs, and ensuring the final result meets a high bar for clarity, correctness, and maintainability.

Shipping working code is not enough. You should understand what you ship and be able to defend the decisions behind it.

Qualifications

  • 4+ years of professional software engineering experience (startup or small-team experience is a plus)

  • Proven ability to lead and deliver technically challenging, cross-functional projects

  • Comfortable with designing APIs, debugging complex systems, and writing tests

  • Strong product sense and ability to make thoughtful tradeoffs in scope and functionality

  • Interest in (or willingness to learn) basic financial concepts relevant to small businesses

You'll thrive at Highbeam if...

  • You love working in-person with a high-performing team

  • You enjoy working in an idea-meritocratic, low-ego environment

  • You are proactive and self-directed, and you excel in ambiguous, fast moving environments

  • You care about delivering a polished customer experience

  • Bonus: You have experience working in fintech, AI or early-stage startups

What we offer

  • Chance to join the founding team of a well-funded startup chasing a huge opportunity

  • Competitive salary and meaningful equity

  • Great location: Our NYC office is in NoHo, a short walk from the A,C,E · B,D,F,M · N,Q,R,W · 1 · 6 trains. Our Toronto office is downtown near St. Andrew Station.

  • Generous PTO

  • Comprehensive health & benefits package

  • Stipends for lunch, commute, wellness, and purchasing customer products

  • Yearly offsite—last year we went to Mexico City!

Compensation (from employer):
$200K – $275K • Offers Equity

About this role

Summary

Build and own core products for business banking using AI, APIs, and cloud tech.

Job title

Software Engineer

Experience level

4+ years

Minimum experience

4+ years exp

Industry

financial technology

Location requirements

On-site in New York, remote not specified

Salary

$200k–$275k

Management role

No

Skills & keywords

Required skills

API designdebuggingtestsAI

Preferred skills

fintechAIstartups

Specializations

API designdebuggingtestsAI
Locations

Structured locations inferred from the posting.

New York, NY, USA

On-site City