Senior Underwriter, HPI

About TMHCC
Tokio Marine HCC (TMHCC) brings 50 years of service to the specialty insurance industry, today offering over 100 products to commercial customers in 180 countries around the world. Every policy we write is special, enabling our clients to do amazing things. From insuring the crops that feed us to the rock concerts that entertain us, to rescuing international travelers in trouble.
Organic growth and over 60 successful acquisitions have grown our 2023 Gross Written Premium (GWP) to over $7.5 Billion. Our workforce has grown to 4,300 worldwide … big, but not so big that you cannot make a difference. Our Good Company values, including integrity, empowerment, and commitment to customer service, and a culture of innovation, communication, and collaboration make TMHCC a great place to work.
What We Offer

• Competitive salary and employee benefit package
• Strong learning culture
• Growth perspectives
• 6% 401K match
• 20 days of PTO and 2 Floating Days
• Paid parental leave
• An opportunity to love what you do

Job Summary

Develop, manage and grow a book of complex Healthcare Professional Liability, Social Services Professional Liability, and standalone Sexual Misconduct Liability accounts – always with the goal of maintaining long term profitability. Excellent analytical, negotiation and communication skills. Experience underwriting excess professional liability on an insurance and reinsurance basis. Good relationships with regional and national brokerage firms.

Key Responsibilities

• Analyze and underwrite middle-market and large/complex healthcare risks to determine the appropriate structure, terms and conditions required to profitably write the account.
• Review new and renewal policy applications for Allied Healthcare Professional Liability, Social Services Professional Liability and Standalone Sexual Misconduct Liability; responsible for managing risk associated with policy underwriting.

• Develop and maintain broker relationships through in-person and remote meetings

• Cultivate relationships with internal and external resources to facilitate the underwriting process, promote business development, and to remain abreast of industry trends.

• Serve as a resource to other departmental staff with regards to underwriting procedures and departmental guidelines.
• Review referrals and provide training for more junior staff

Competencies

Planning

• Develop work plans, establish timelines, and set goals for assigned work.

• Meet commitments on deadlines.

Communication

• Review activities, results, and recommendations with management and clients as appropriate.

Cost Management

• Drive improvement in existing business processes.

• Perform work thoroughly in a cost-efficient manner and at a high productivity level.

Business Controls and Policies

• Comply with all corporate policies and procedures.

• Report any breakdown in controls to management.

• Conduct all activities in a safe manner.

People Management

• No people management responsibility but may provide guidance to less experienced employees.

Education

4 years Bachelor's Degree in a relevant field.

Certifications, Licenses, and Designations

Required

Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area

Experience

4+ Years Relevant underwriting or broking experience in HPL or related fields. Experience with large account underwriting, loss rating and form analysis are a plus.

Additional Working Conditions and Physical Demands

• Overtime hours may be required to fulfill job responsibilities

• May be required to remain stationary for extended periods of time

• May be required to move up to 10 pounds

• Must be able to operate a computer and other devices

• Close vision and ability to adjust focus, such as required to read a computer screen