Senior Software Engineer
BankGPT
Apply to this jobKEY FACTS
- Base salary: $290,000–$310,000
- Equity: 0.20%–0.35% (founding-team tier)
- Location: San Francisco or PA • 5 days in-office
- Experience: 6+ years, 2+ at senior level with consumer-scale product ownership
- Reports to: VP of Engineering / Bruce Kim (CTO)
Most consumer AI products are smart but blind — they can reason about money, but they can't see yours, let alone touch it. BankGPT is the product that closes that gap: real financial intelligence, connected to real data, taking real action on your behalf.
We have distribution reaching 200M+ Americans through an existing institutional channel. The underlying AI platform already serves millions of user interactions in production. The hard part isn't finding users — it's building the systems that can handle the weight of their entire financial lives.
That's where you come in. Multi-model AI orchestration. Financial data aggregation across dozens of core banking systems. Computer use agents navigating legacy UIs. An agent platform runtime for third-party financial products. These are the systems that need owners — engineers who set technical direction, make tradeoff decisions, and ship production code every day. We're scaling fast. The scope is real.
Why This Role Is Unique
As a Senior Software Engineer at BankGPT, you sit at a rare intersection: working directly with OpenAI's research team on frontier model capabilities while shipping those breakthroughs into a consumer product that touches millions of people's financial lives. Most engineers get one or the other. Here you get both.
What You'll Do
- Own a core system end-to-end: multi-model AI orchestration, financial data aggregation, Computer Use engine, agent platform runtime, or consumer app architecture.
- Set technical direction. Make decisions that shape how the product scales to millions of users.
- Mentor and unblock mid-level engineers. Raise the team's bar by example.
- Work directly with Bruce (CTO) on architecture. Ship production code daily.
What We're Looking For
- 6+ years production engineering, 2+ years senior-level ownership at a consumer-scale product.
- Deep chops in one or more: distributed systems, AI/LLM at scale, mobile app architecture, real-time data systems, browser automation / agent runtimes.
- Shipped a product that 1M+ people use.
- Extreme AI fluency. Rebuilt their engineering workflow around AI to move 3x faster.
- Hunger over credentials. Fast-shipping startup generalist over brand-name coaster.
- Preferred: Top 20 CS degree + 2+ startups. Exception: exceptional startup shipping record with deep system ownership.
Summary
Own core systems, set technical direction, mentor engineers, work with CTO, ship production code daily.
Job title
Senior Software Engineer
Experience level
6+ years
Minimum experience
6+ years exp
Industry
finance
Location requirements
on-site in san francisco or palo alto; 5 days in-office
Salary
$290k–$310k
Management role
No
Required skills
Preferred skills
Specializations
Structured locations inferred from the posting.
San Francisco, CA, USA
Palo Alto, CA, USA