Senior Software Engineer

San Francisco / Palo Alto Until 8/21/2026 6+ years exp First posted May 28, 2026 Last posted May 28, 2026
Job description

KEY FACTS

  • Base salary: $290,000–$310,000
  • Equity: 0.20%–0.35% (founding-team tier)
  • Location: San Francisco or PA • 5 days in-office
  • Experience: 6+ years, 2+ at senior level with consumer-scale product ownership
  • Reports to: VP of Engineering / Bruce Kim (CTO)

Most consumer AI products are smart but blind — they can reason about money, but they can't see yours, let alone touch it. BankGPT is the product that closes that gap: real financial intelligence, connected to real data, taking real action on your behalf.

We have distribution reaching 200M+ Americans through an existing institutional channel. The underlying AI platform already serves millions of user interactions in production. The hard part isn't finding users — it's building the systems that can handle the weight of their entire financial lives.

That's where you come in. Multi-model AI orchestration. Financial data aggregation across dozens of core banking systems. Computer use agents navigating legacy UIs. An agent platform runtime for third-party financial products. These are the systems that need owners — engineers who set technical direction, make tradeoff decisions, and ship production code every day. We're scaling fast. The scope is real.

Why This Role Is Unique

As a Senior Software Engineer at BankGPT, you sit at a rare intersection: working directly with OpenAI's research team on frontier model capabilities while shipping those breakthroughs into a consumer product that touches millions of people's financial lives. Most engineers get one or the other. Here you get both.

What You'll Do

  • Own a core system end-to-end: multi-model AI orchestration, financial data aggregation, Computer Use engine, agent platform runtime, or consumer app architecture.
  • Set technical direction. Make decisions that shape how the product scales to millions of users.
  • Mentor and unblock mid-level engineers. Raise the team's bar by example.
  • Work directly with Bruce (CTO) on architecture. Ship production code daily.

 

What We're Looking For

  • 6+ years production engineering, 2+ years senior-level ownership at a consumer-scale product.
  • Deep chops in one or more: distributed systems, AI/LLM at scale, mobile app architecture, real-time data systems, browser automation / agent runtimes.
  • Shipped a product that 1M+ people use.
  • Extreme AI fluency. Rebuilt their engineering workflow around AI to move 3x faster.
  • Hunger over credentials. Fast-shipping startup generalist over brand-name coaster.
  • Preferred: Top 20 CS degree + 2+ startups. Exception: exceptional startup shipping record with deep system ownership.
About this role

Summary

Own core systems, set technical direction, mentor engineers, work with CTO, ship production code daily.

Job title

Senior Software Engineer

Experience level

6+ years

Minimum experience

6+ years exp

Industry

finance

Location requirements

on-site in san francisco or palo alto; 5 days in-office

Salary

$290k–$310k

Management role

No

Skills & keywords

Required skills

distributed systemsAI/LLMmobile app architecturereal-time data systemsbrowser automation

Preferred skills

top 20 cs degreestartupssystem ownership

Specializations

distributed systemsAI/LLMmobile architecturereal-time databrowser automation
Locations

Structured locations inferred from the posting.

San Francisco, CA, USA

On-site City

Palo Alto, CA, USA

On-site City