Senior Manager, Card Services, Digital Banking
Forbright Bank
Apply to this jobDUTIES AND RESPONSIBILITIES:
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Oversee the daily operations of the card services function, supporting debit card administration and debit card dispute activities
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Manage a blended team responsible for debit card servicing, including card issuance, replacement, reissuance, and dispute processing
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Ensure operational workflows are executed accurately, efficiently, and in accordance with defined SLAs and internal controls
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Serve as the operational subject matter expert for debit card services, providing guidance and escalation support, as needed
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Oversee debit card administration processes, including card ordering, replacements, inventory management, and program maintenance
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Establish and maintain controls over card inventory forecasting, tracking, and shrinkage prevention
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Monitor and report on key debit card program performance metrics such as activation rates, reissue volume, replacement cycle times, and customer impact trends
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Partner with internal stakeholders and third-party providers to ensure program stability, operational readiness, and consistent customer experience outcomes
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Oversee end-to-end operational execution of debit card disputes, including chargeback submission through the Bank’s third-party processor
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Ensure compliance with Regulation E requirements, including investigation timelines, provisional credit obligations, and final resolution standards
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Maintain dispute procedures, workflows, and operational controls to support consistent and compliant execution
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Monitor dispute resolution SLAs, track Reg E deadlines, and implement any corrective actions as needed
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Partner with Fraud, Risk, and Compliance teams to ensure alignment and clarity regarding roles and responsibilities related to debit card dispute processing
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Ensure Card Services operations comply with applicable regulatory requirements, network rules (including Mastercard), internal policies, and audit standards
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Serve as the primary operational contact for audits, exams, and reviews related to debit card services and debit card disputes
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Support audit requests, issue remediation efforts, and ongoing control enhancements related to Reg E and debit card operations
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Proactively identify operational risks and partner with leadership to strengthen controls and reduce customer and regulatory exposure
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Manage, coach, and develop a team of mostly remote Card Services staff, setting clear expectations for performance, quality, and accountability
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Promote a culture of ownership, precision, and regulatory awareness within the Card Services function
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Support training initiatives related to card services processes, dispute handling, and regulatory execution
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Perform other duties as assigned
Card Services Operations Management
Debit Card Administration & Program Oversight
Debit Card Disputes & Regulatory Execution (Reg E)
Risk, Compliance & Audit Support
Team Leadership & Development
QUALIFICATIONS:
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Bachelor’s Degree in business, finance, or a related field, or equivalent experience required
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Minimum of 7 years of experience in financial institution operations required
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Minimum of 5 years of experience in leadership / management required
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Required experience in debit card services operations, including card administration and servicing activities
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Required experience in debit card dispute processing, including chargebacks and Reg E investigations including investigation timelines, provisional credit requirements, and dispute resolution standards
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Strong understanding of card network rules (including Mastercard) and their operational implications
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Experience partnering with Risk, Compliance, Audit, and third-party vendors in a regulated banking environment
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Experience working with Marqueta debit card products preferred
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Strong attention to detail with a demonstrated ability to manage operational risk and controls
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Proficiency with Microsoft Office tools (Outlook, Word, PowerPoint, Excel)
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Excellent verbal, written, and interpersonal communication skills
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Strong organizational skills and attention to detail
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Outstanding problem-solving and time management skills
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Self-motivated, self-directed, and results-oriented
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Adaptable and able to multitask in a fast-paced environment
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Can work independently and within a team; solution-oriented with a collaborative approach
Compensation (from employer):
92000–102000 USD per year
Summary
Oversee debit card operations, dispute resolution, and regulatory compliance for digital banking.
Job title
Senior Manager, Card Services, Digital Banking
Experience level
5+ years
Minimum experience
5+ years exp
Industry
banking
Location requirements
remote work allowed, based anywhere in the US
Salary
$92k–$102k
Management role
Yes
Required skills
Preferred skills
Specializations
Structured locations inferred from the posting.
United States