Mortgage Underwriter

Edgrp

New York, NY Until 8/22/2026 First posted March 22, 2025 Last posted March 22, 2025

Job description

This position is based in NYC but is a Remote position.

Underwriter duties shall include without limitation:

Underwrite Conventional & Jumbo Loans in accordance with FFF overlays, policies and procedures outlined by Director of Operations

Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays

Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.)

Access all risk factors of loan and ensure it meets guidelines

Report to Manager in regard to protocol and file escalation

Check for accuracy of all incoming loan information for file and report discrepancies

Ensure that all of the tax, title, insurance and closing documentation is in place

Interface borrowers, loan processors, loan officers and underwriting in an effective manner

Review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price on purchases and value on refinances

Maintain, understand and follow lender / Agency / Investor guidelines at all times

Underwriters to make sure all of loan factors meet particular loan guidelines

Maintain dates in loan origination system pertaining to underwriting (as applicable)

Submit mortgage loans to automated underwriting systems for approval within investor guidelines

Assure all FINAL numbers and information is updated in file and system prior to issuing a clearance to close

Ensure file compliance prior to closing being requested

All other duties as defined by Employer from time to time

About this role

Summary

Underwrite loans, ensure compliance, and interface with borrowers and processors.

Job title

Mortgage Underwriter

Experience level

Industry

finance

Location requirements

Located in New York, remote work allowed

Salary

Not specified

Management role

Skills & keywords

Required skills

underwritingloan processingrisk assessmentcomplianceattention to detail

Preferred skills

None specified

Specializations

conventional loansjumbo loansunderwritingrisk assessmentcompliance

Locations

Structured locations inferred from the posting.

New York, NY, USA

Remote City