Mortgage Loan Officer

Welcome to Ternus, where our foundation is built on a simple yet transformative idea: a lending company created by investors, for investors. In the dynamic world of real estate investment, we saw a gap – a need for a lender who not only provides funds but understands the journey, challenges, and aspirations of fellow investors. That’s where our story begins.

Ternus Lending isn’t just another lender—we’re rapidly emerging as a force in the investment property lending space. Built by experienced real estate investors, we’re redefining how financing works for 1–4 family residential investment properties—and we’re growing fast.

If you’re ready to elevate your career, close more deals, and be part of a high-growth company reshaping the market, this is your opportunity.

What You’ll Do

• Be a trusted advisor to real estate investors—educating clients, structuring deals, and helping them scale their portfolios
• Originate high-impact loan products designed specifically for investment property success
• Own the deal lifecycle by guiding loans through Due Diligence, Underwriting, and Closing
• Leverage company-provided leads and Salesforce to build and manage a strong pipeline
• Drive growth by consistently exceeding origination goals and delivering an exceptional borrower experience
• Amplify your reach through strategic outreach, marketing materials, and smart client qualification

What We’re Looking For

• Location - Charlotte MSA based
• Experience: 1+ years in residential or commercial mortgage lending (or similar background)
• Skillset: Strong sales instincts, relationship-building ability, and sharp problem-solving skills
• Education: Bachelor’s degree is a plus
• Licensing: MLO license preferred, but not required

Compensation & Upside

• Base Salary: $50,000
• Commission: Up to 40 BPS + profit sharing on closed loan economics
• Total Earnings: $150,000–$200,000+ annually (uncapped upside)
• Equity Opportunity: All 2026 hires receive shares through our Employee Stock Ownership Plan (ESOP)

Why Ternus Lending?

We’re not just growing—we’re scaling fast and gaining traction in a competitive market. Our edge? We’ve built a platform by investors, for investors, offering products that actually make sense for real estate entrepreneurs.

At Ternus, you’ll get:

• A front-row seat to a high-growth company in a booming niche
• An elite operations team that keeps your deals moving efficiently so you can focus on closing
• A cutting-edge, proprietary LOS platform built to streamline your workflow and maximize productivity
• Virtually unlimited, high-quality leads—so you can spend more time closing and less time prospecting
• AI-assisted deal structuring and customer qualification tools that help you move faster and win more deals
• Differentiated products that stand out in a crowded lending landscape
• A team that understands the real estate game firsthand
• Real ownership in what you’re helping build

Additional Perks

• Hybrid schedule (SouthPark – Charlotte, NC)
• Monday–Friday work week
• In-house lead flow—no cold-start required

Ready to Build Something Bigger?

If you’re driven, competitive, and want to be part of a company that’s making serious moves in the investment lending space, we want to hear from you.