MGR, Credit Analyst
United Overseas Bank Ltd
Apply to this jobAbout UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
1. Primary responsibility is to perform annual review, incremental and new to Bank proposals for Large Corporates and Multinational Corporates portfolio from origination to obtaining credit approvals.
2. Perform ratings of borrowers and corporate guarantors as part of credit preparation work and financial analysis of borrowers.
3. Perform due diligence for the portfolio to identify , escalate and manage emerging risks in the portfolio of borrowers including joint calls or site visits with Coverage teams.
4. Ensure the portfolio of borrowers are compliant with internal policies, covenants, terms and conditions imposed and procedures as well as regulatory requirements.
5. Prepare and participate in internal, external, or regulatory audits, reporting, survey and any other involvement pertaining to the portfolio.
6. Participate in projects, initiatives to streamline and improve process for Service Excellence.
7. Continuously stay informed of best practices, markets and industry trends when engaging with all stakeholders.
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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Summary
Analyze credit portfolios, perform risk assessment, ensure compliance, and support process improvements in banking.
Job title
MGR, Credit Analyst
Experience level
mid level
Minimum experience
3+ years exp
Industry
banking
Location requirements
Kuala Lumpur, on-site, no remote work allowed
Salary
Not specified
Management role
No
Required skills
Preferred skills
Specializations
Structured locations inferred from the posting.
Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia