Commercial Health Underwriter

Evry Health is seeking a Commercial Health Underwriter to join our Underwriting team. The role focuses on evaluating and underwriting new business and renewal opportunities for large group fully insured employer-sponsored health plans while partnering closely with Sales to develop competitive underwriting solutions.  

About Evry Health and Globe Life

We are on a mission to bring humanity to health insurance. Our high-technology health plans expand benefits, increase access and transparency, and feature a personalized, human approach. We strive to ensure members live happier, healthier lives.

Evry Health is the major medical division of Globe Life (NYSE:GL). Globe Life has 16.8 million policies in force, and more than 3,000 corporate employees and 15,000 agents. For more than 45 consecutive years, Globe Life has earned an A (Excellent) rating or higher from A.M. Best Company.

Key Responsibilities

Evaluate and underwrite new business and renewal opportunities for large group fully insured commercial health plans.
Interpret and analyze underlying claims experience to inform underwriting decisions and policy adjustments.
Work closely with sales teams to develop competitive insurance products and strategies, ensuring alignment with company goals and client needs.
Assist in the development of insurance policies or suggest changes to existing policies that balance the needs of market with the risk to the insurance company.
Stay updated with changes in legislation and regulations that may affect the product design and underwriting considerations.
Maintain accurate and detailed records of policies underwritten and decisions made, tracking concessions and experience.
Coordinate with brokers and agents to gather additional information or to explain underwriting decisions.

Qualifications

Education: Bachelor's degree in Finance, Business, Economics, Mathematics, Statistics, or a related field.
Experience: Minimum of 5 years of experience in commercial health insurance underwriting (not Medicare, Medicaid, or individual market/ACA plans).
Experience with large group health insurance underwriting for fully insured business
Experience working with sales teams in competitive situations is highly desirable.
Strong analytical skills with the ability to evaluate risk and make sound underwriting decisions
Excellent communication and interpersonal skills
Familiarity with underwriting software and tools
Knowledge of current healthcare regulations and market trends

Benefits

Competitive salary
Comprehensive health, dental, and vision insurance
Retirement savings plan with company match
Professional development opportunities
Flexible work environment

Location and Telecommuting Requirements

Required to have a dedicated work area established that is separate from other living areas and provides information privacy.

Ability to keep all company sensitive documents secure.

Must live in the United States.

Must live in a location that receives an existing high-speed internet connection/service.

Our whole company works remotely. While this is a remote position, candidates must be in EST or CST time zones to be considered. Company headquarters are in Dallas, Texas. Company business hours are weekdays 9-5 CST.