Collateral Officer

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To contribute to the implementation of adequate Credit Risk controls for complex business entities, across two main business streams inclusive of BCB and CIB, specifically focusing on risks encountered in the post-credit granting stage of the lending process by ensuring the appropriateness, applicability, consistency, validity, and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate risks.

Type of Qualification: First Degree
Field of Study: Business Commerce or equivalent

Experience Required

1-2 years
Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

1-2 years

Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

Behavioural Competencies:

• Developing Strategies
• Directing People
• Embracing Change
• Empowering Individuals
• Establishing Rapport
• Generating Ideas
• Making Decisions
• Producing Output
• Seizing Opportunities
• Showing Composure
• Team Working
• Valuing Individuals

Technical Competencies:

• Customer Understanding (Business Banking)
• Financial Acumen
• Product Knowledge (Business Banking)
• Risk Management
• Risk Reporting
• Risk/ Reward Thinking
• Strategic Planning and Reporting