Business Risk Professional

U.S. Bank National Association

Cincinnati, OH Hopkins, MN Until 10/9/2026 0+ years exp H-1B sponsor history First posted August 10, 2026 Last posted August 10, 2026
Job description

 

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Location expectations 

This role requires working from a U.S. Bank location three (3) or more days per week.

The Business Risk Professional is responsible for supporting mortgage risk and compliance activities through the detailed review of post-closing retail mortgage loans to ensure adherence to regulatory requirements and internal quality standards. This role performs comprehensive file reviews, validates Closing Disclosure (CD) information, confirms fee accuracy, and identifies potential compliance concerns within established review timelines. Working in a queue-based production environment, the Business Risk Professional manages a high volume of loan reviews while maintaining a strong focus on quality, accuracy, and timeliness. The position collaborates with team members and leadership to support risk management objectives, regulatory compliance, and operational excellence. The ideal candidate demonstrates exceptional attention to detail, strong analytical and problem-solving abilities, and the capacity to learn and apply complex review processes. Success in this role requires adaptability, the ability to work effectively in a fast-paced production environment, sound organizational skills, and a commitment to meeting productivity and quality goals. Previous experience in mortgage operations, compliance, quality control, risk management, financial services, or other production-based environments is helpful.

May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Less than one year of applicable experience

Preferred Skills/Experience
- Basic understanding of the business line's operations, products/services, systems, and associated risks/controls
- Basic understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
- Effective oral and written communication skills
- Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs
- Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations

-Strong attention to detail and commitment to accuracy
-Ability to learn new processes, systems, and regulatory requirements quickly
-Analytical thinking and problem-solving skills
-Strong organizational and time management abilities
-Ability to meet production goals and deadlines in a high-volume environment
-Adaptability and flexibility in a changing business environment
-Experience working in a production-focused, quality-driven role
-Effective verbal and written communication skills
-Ability to review, interpret, and apply established procedures and guidelines
-Mortgage operations, compliance, quality control, risk management, or financial services experience helpful

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $22.50 - $30.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

About this role

Summary

Support mortgage risk and compliance by reviewing post-closing retail mortgage loans for regulatory adherence.

Job title

Business Risk Professional

Experience level

less than one year

Minimum experience

0+ years exp

Industry

financial services

Location requirements

Must work from U.S. Bank locations 3+ days/week; remote not specified.

Salary

$0k–$0k

Visa sponsorship

H-1B sponsor history

Management role

No

Skills & keywords

Required skills

attention to detailcommunicationorganizational skillsanalytical skillsregulatory knowledge

Preferred skills

mortgage operationsregulatory trendsproblem-solvinglearning agility

Specializations

mortgagecompliancequality controlrisk management
Locations

Structured locations inferred from the posting.

Cincinnati, OH, USA

On-site City

Hopkins, MN, USA

On-site City

Owensboro, KY, USA

On-site City

Earth City, MO, USA

On-site City