AML Specialist, Compliance

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Position Summary:

This position will be responsible for executing and managing the end-to-end Global Financial Crime Compliance (AML/CFT, Sanctions and Anti-corruption) programs in Japan, in line with Global and local compliance policies & procedures for American Express.

 Specifically, this position will be responsible for ensuring timely execution of Global and local sanction screenings, research for Politically Exposed Persons (PEPs) and/or ASF, suspicious activity and prepare reports as necessary, within the established Global procedure in an accurate and complete manner. Under the guidance from his/her direct leader, this position will also maintain the effectiveness of daily operations for Japan Market by preparing, updating and monitoring various metrics and reports, and implement necessary quality controls measures, in line with Global policies and procedures as well as Japan regulatory requirements and expectations.

 Success to this position is to possess an in-depth understanding of AML/CFT, Sanctions, Anti-corruption and pertinent regulatory requirements, manage multiple assigned tasks for execution by the required due dates, maintain a strong relationship with the business groups and SMEs / keys stakeholders within / outside Japan on local regulatory requirements, while having good understanding of key regulatory requirements & implication to business operations.

 

Principal Accountabilities:

1.       Perform reviews and investigation on Sanction, PEPs and ASF alerts in accordance with Global and Local policies and procedures. Independently conduct the research using relevant tools and make a decision on each case.

2.       Perform reviews and investigation of suspicious activities and prepare necessary Suspicious Transaction Reporting to the regulator.

3.       Ensure quality standards of the deliverables in accordance with Global and Local policies and procedures, ensuring completeness of all evidential supporting documents within the designated record retention tools & depositories.

4.       Partner with Global Financial Crime Compliance (GFCC) team to execute local implementation of Global compliance requirements over AML/CFT, Sanctions and Anti-corruption areas.

5.       Develop and maintain up-to-date local compliance policies & procedures by effectively incorporating necessary local regulatory requirements.

6.       As needed, support facilitation of compliance projects and initiatives to fulfill regulatory requirements, under the direction of the direct leader.

 

Minimum Qualifications:

-  Minimum 1-3 years of operations and/or investigation experiences involving AML/CFT process or financial crime area for Japan – hands-on experiences in credit, fraud, collections, or new accounts operations a plus.

-  Ability to handle and manage accurate and complete data by effectively navigating multiple complex global-based operating systems. Ability to self-learn multiple complex global systems.

-  Excellent communication and presentation skills, verbal and writing, to be able to effectively develop regulatory policies & procedures over the pertinent regulatory requirements.

-  Experience in working effectively in a globally-complex matrix organization across diverse business groups and product lines.

- Proven leadership in executing process excellence across multiple areas, exercising effective influencing and persuading in delivering the desired outcome.

- Excellent communication skills, both verbal and written in both Japanese and English. Japanese – native level; English – business level; able to effectively work with both local and overseas stakeholders.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.